Which Insurance Policy do I Need?
Life Assurance | Life Cover | Life Insurance - Get an Instant Quote | Guide
Life insurance, sometimes referred to as life assurance, provides a payment of a sum of money to loved ones upon the unfortunate death of the insured or in the event you become terminally ill. If you you have liabilities such as a mortgage or loan or if you have a partner or a family who are financially dependent on you then you should consider life insurance.
Critical Illness Cover | Critical Illness Insurance - Get an Instant Quote | Guide
Critical Illness Cover is an insurance plan that pays out a cash lump sum if you are
diagnosed with a specified critical illness. A few examples are Invasive forms of Cancer, Serious Heart Attack, Stroke,
Major Organ Transplant Surgery, Coronary Artery Bypass Surgery and Angioplasty.
Should you be unfortunate enough to suffer a critical illness,
the last thing you'll want to be worrying about is money. You may have to reduce your working hours, pay for medical care
or have to adapt your house to make day-to-day living easier. A critical illness plan could provide the money
to do all of this and more.
Income Protection Insurance - Get an Instant Quote | Guide
The likelihood of being unable to work due to an illness or accidental injury is greater than you may think. Income Protection pays a tax free monthly income up until your retirement age should you be unable to work due to illness or disability.
Private Health Insurance | Private Medical Insurance - Get an Instant Quote | Guide
Health insurance is an insurance policy that will pay for private medical treatment for acute medical conditions. The main advantage of private medical insurance is to 'skip NHS waiting lists', receive treatment in a private room and to arrange treatment at a time and place that is convient to you.
Accident, Sickness & Redundancy (Unemployment) - Get an Instant Quote | ASU Guide
Accident, Sickness and Unemployment (Redundancy) insurance (ASU), can also be referred to as mortgage payment protection and will provide you with an income to meet your outgoings if you are off work sick, have an accident or are made redundant. Benefits are usually payable for a maximum of 12 months.
Business Life Insurance | Key Man Insurance - Get an Instant Quote |
As the owner of a business, you have to work hard to ensure your success. Have you thought what would happen to your business if you were to die? Would the heirs need to sell assets in order to pay liabilities and taxes? Would there be an outstanding business loan? Would a new salary need to be paid for a new employee?.
